Journal of Economic Studies and Administrative Sciences

أسباب التضخم بالولاية الشمالية خلال الفترة 2015م- 2016م

2022-01-02T12:01:56+00:00

The aim of this study to explain the reasons which lead to the rise of the prices in the northern state during 2016, this has been done through statistical descriptive and analytic study to the figures for the consumers prices,the rate of inflation in the northern state, so as to find out the causes of the rise and then to set the appropriate solutions to reduce the rise of the prices. The study hypothesised that the price of goods and services have raised that the Rural areas have been affected with inflation rather than Urban ones. The study was divided into three frames: Introduction, sections and conclusion. The findings of the study, that the rise of the prices for all goods and services in the state, this is due to the measures taken by the government after the lifting of the subsidy from the fuel which causes the rise of the prices in the state. The recommendations of the stud, that the northern state should open centres for cheap selling encourage the competition and controlling monopoly.

دور الموزانات التخطيطية في تقويم الاداء المالي

2022-01-02T11:48:46+00:00

the evaluation of financial performance. The objective of the study was to determine the effect of the efficiency of the budget preparers on the evaluation of the financial performance, and what are the obstacles in the preparation of budget planning to evaluate the financial performance. The study concluded that the estimated budgets contribute to the development of management abilities and skills in predicting and planning the future. The success of the budget estimates depends on the existence of an efficient human component.

The recommendations of the study recommended the need to pay attention to the development of the capacity of workers in business enterprises to prepare more realistic budgets, work to involve the staff in the preparation of budgets and training and training in the preparation and control.

(دراسة تحليلية ميدانية على المصارف العاملة بالسودان)

2022-01-02T10:56:25+00:00

المستخلص

تناولت الدراسة المخاطر والتحديات التى تواجهه المصارف الالكترونية بالسودان (دراسة تحليلية ميدانية على المصارف العاملة بالسودان)، تمثلت مشكلة الدراسة فى التطور السريع مع تزايد عمليات التجارة الالكترونية اصبح الاحتياج لنوعية جديدة من البنوك غير التقليدية تتجاوز نمط الاداء الاعتيادي ولا تتقيد بمكان معين أو وقت محدد وذلك من خلال التساؤلات التالية: ماهي العمليات البنكية التى تقدمها المصارف الالكترونية بالسودان؟ ماهي الخدمات المصرفية الالكترونية والمخاطر المصاحبة لها بالسودان؟ ماهي التحديات التى تواجهه البنوك الالكترونية بالسودان؟ هدفت الدراسة الى دراسة وتحليل المخاطر التى تواجهه البنوك الالكترونية بالسودان، التعرف على الصعوبات التى تواجهه البنوك الالكترونية بالسودان ونجاحها فى تقديم الخدمات، اتبعت الدراسة المنهج الوصفي التحليلي حيث يقوم هذا المنهج علي دراسة الواقع ووصفه وذلك من خلال جمع بيانات الدراسة الميدانية ومن ثّم تحليلها ومن ثّم الوصول إلي النتائج، نبعت أهمية الدراسة نتيجة للتطور الهائل في شبكة الانترنت وازدياد مستخدميها وتطور التقنيات الحديثة وسبل الاتصال الذي يحقق التبادل السريع والشامل للمعلومات، افترضت الدارسة الفرضيات التالية: توجد علاقة بين المخاطر التى تواجه البنوك الالكترونية ومدى نجاحها في تقديم الخدمات الالكترونية، توجد علاقة بين دعم الادارة العليا للبنوك الالكترونية من حيث التخطيط وحل المشكلات وتوفير الاموال والاجهزة ونجاح البنوك الالكترونية، توصلت الدراسة الى مجموعة من النتائج منها غياب الثقافة المصرفية الالكترونية في المجتمع للتعامل بالشيك المصرفي، ضعف الإقبال على استخدام وسائل الدفع الالكترونية، وعدم وضوح البيئة القانونية والتشريعية المتعلقة بالتجارة لتنظيم التجارة الالكترونية، تعدد المخاطر المتعلقة بتقديم الخدمات المصرفية الالكترونية، ارتفاع تكلفة إنشاء وصيانة الشبكات الخاصة بالعمليات المصرفية، خلصت الدراسة الى مجموعة من التوصيات منها ضرورة تخفيض تكاليف العمليات المصرفية التي تتم عبر القنوات الالكترونية لتدعيم العلاقات وزيادة ارتباط العملاء بالمصرف، يجب العمل على التحكم في تقنيات الاتصال وحماية شبكة الانترنت من الاحتيال، يستحسن تامين أكثر لحماية الإطار الفني المهني المتخصص فى المصارف الالكترونية، يجب وضع إطار تنظيمي محكم ذو شفافية في العمل المصرفي الالكتروني، ضرورة إقامة رقابة صارمة ضابطة لهذه التعاملات وضمان سرية جميع العمليات المصرفية الالكترونية.

دور إدارة المخاطر في أدا شركات التأمين في السودان (دراسة حالة شركة التأمين الإسلامية 2018)

2022-01-25T11:01:47+00:00

This study aimed to identify the risks management on the insurance sector performance in Sudan and the Islamic insurance company and the risks which face the insurance sector in Sudan, the reasons of these risks and its treatments, identifying the impacts of these risks, realizing the role of risks management to reduce such loses. The hypotheses of the study represented as; there is a relation between the risks management and maintaining the financial position to the Islamic insurance company besides the impact of economic situation on insurance companies and there is statistical relation implication between the risks management and the competitive position of the Islamic insurance company. The study used the descriptive and the analytical methodology since it is suit the study because it describes phenomena and incidents the issue of the study which through it hypothesis is tested,. Moreover there is great role to use the technology in risks management and identifying danger, in addition to that the company owns good organizational structure its only need to raise some sections to administrations for its importance such as risks management department and reduce loses department. Also the analysis and studying proved that there is a continuous increase in the volume of securitization according to the years of the study in addition to that all years of has insurance surplus and there is no shortage. The study recommends holding educational symposiums about important risks which the insured assets may face and the important ways and techniques to control it then avoid it, also the researcher recommends distributing some of insurance surplus to subscribers to satisfy the company clients. Furthermore study recommends that the reinsurance department should be one of risks management departments and not other way around

The Impact of Own-crop prices on its Yield: an Empirical study on sorghum crop in White Nile State–Sudan (1970-2019 (

2022-01-02T12:09:48+00:00

The study aimed to Analyze and measure the own-price impact of sorghum crop on its yield in the state of White Nile-Sudan (1970-2019) ,collected the study data for study variables were as follows: yield, price and costs, from the annual reports of the Federal and state Ministries of Agriculture, the State Ministry of Finance and the Agricultural Bank for the three sectors on sorghum crop cultivation; irrigated, mechanized rain-fed and traditional rain-fed. Data were analyzed using multiple regression analysis, one-way variance analysis, and correlation analysis. The study concluded that yield was affected by both the price and costs in the three sectors. The study also recommended for increasing efforts of the state government to set incentive focus prices for crop production in order to increase yield and activate the policy or supporting input prices so that producers and consumers are not harmed.

تقييم جودة خدمات التأمين الصحي في السودان دراسة حالة التأمين الصحي- ولاية النيل الأبيض– 2019م

2022-01-02T11:56:12+00:00

The study discussed the issue of evaluation of quality of health insurance services in White Nile State in 2019 considering raised debate about low quality level of that services. The study aimed at evaluating the level at Health Insurance Fund (NHIF) , the main problem were the lack of its supply as well as its low quality level. The main study hypothesis was that provision of public and specialist physician services, accuracy of laboratory diagnoses and provision of medicines within NHIF lead to raise the quality of provided service. Using the descriptive analytical method, a class sample of (133) individuals were taken; a class of (62) beneficiaries of insurance services, (36) laboratory workers, (25) pharmacists and (10) workers in financial Administration. The study attained some results the most important among that was, the most important of which is that the beneficiaries' assessment to the quality level of health insurance services that provided is good co-in-sided low accuracy of laboratory diagnoses and somewhat long periods of waiting for some services. The health insurance providers tended to support the inadequacy of the financial reward compared to the work pressures, the failure to keep pace with insurance deductions for the direction of costs and inflation, the high financial burden of recovering the value of the drug and the continued transfer of some diagnoses to external laboratories, despite the existence of equipped laboratory at the NHIF. The study recommended for the necessity of providing and building the medical and medical assistance capabilities, provision of sophisticated medical equipment, its maintenance, proposing facilities to accelerate provision of health insurance services at lowest waiting periods in order to avoid the waiting period, and so far increasing of health insurance resources.

دور الدافعية في فعالية سلوك القائد الإداري دراسة حالة جامعة الخرطوم 2018م

2022-01-02T11:40:41+00:00

هدفت هذه الدراسة إلى التعرف على دور تطبيق مهارة الدافعية- والتي تعتبر من أهم مهارات الذكاء العاطفي- على فعالية سلوك القائد الإداري وقياس ذلك على الإداريين العاملين بجامعة الخرطوم، وتم ذلك باختيار عينة قصدية من الإدارة العليا- والوسطى، إضافة للإدارات الأخرى المساعدة. وقد تم توزيع 120إستبانة وتم استرجاع 100 إستبانة صالحة لتحليل البيانات وإختبار فرضية الدراسة القائلة بوجود علاقة إرتباطية بين الدافعية وفعالية سلوك القائد الإداري في القيادة الإدارية. وقد تم استخدام عدة أساليب إحصائية للحصول على النتائج المطلوبة. وقد توصلت هذه الدراسة إلى مجموعة من النتائج أكدت وجود علاقة إرتباطية بين الدافعية وفعالية سلوك القائد الإداري. ومن ابرز توصيات الدراسة ضرورة ﺭﻓﻊ ﺍﻟﻤﺴﺘﻭﻯ ﺍﻟﻤﻌﺭﻓﻲ ﻟﺩﻯ القادة الإداريين بخصوص استخدام الدافعية لدى القادة كمفهوم ﺠﺩﻴﺩ ﻓﻲ ﺤﻘل ﺍﻟﻌﻤل ﺍﻹﺩﺍﺭﻱ بالإضافة إلى ضرورة ﻋﻘﺩ ﻨﺩﻭﺍﺕ ﻭﻤﺤﺎﻀﺭﺍﺕ ﺩﻭﺭﻴﺔ ﺤﻭل هذا المفهوم.

تThe Impact of Financial Portfolio Diversification on Securities Return and Liquidity An Applied Study in Khartoum stock exchange Market- Sudan

2022-01-02T12:53:28+00:00

The study aimed to examine the relationship between the diversification in portfolio and it impact on the return, liquidity of investment portfolio as mediator. Research sample consist of investors in Khartoum stock exchange in Khartoum state Sudan. The sample was taken by – random probability sampling. In addition, the sample was taken from the investors who were still own the investment portfolio. This was done to facilitate the distribution of questionnaires and the return and accuracy of answers given by the investors. The analysis technique used in this research is quantitative data analysis technique using Path Analysis modeling using (AMOS v 25). The results revealed the diversification and liquidity have positive impact on returnBecause it different form zero at 0. 05 level of significance. And the diversification in portfolio doesn’t affect the liquidity at 0. 05 level of significance. Also liquidity un mediated the relationship between the diversification and return at 0. 05 level of significance. Most of investors invest in different economic sectors & study overall components of investment portfolio. Also previous loss it makes investors more attention, Exchange rate effect on investor’s investment decision, beside that Safety in investment is first for investors. The recommendation is Observation of individual portfolio suggest that people do not hold portfolio that are well diversified the investor don’t care to invest in sectors that have less correlations (assets components of portfolio). The investor simply ignorant about benefit of diversification education may be solution. Secondly the achieved return of portfolio should be near to expect return should have known much about investor’s goals and preferences to develop framework that describes how they form portfolio. Thirdly Khartoum stock exchange management should take care of marketing the financial securities. And make it easy to increase the efficiency of market. . The study makes theoretical contributions to body knowledge of portfolio management on economic environment. Practically, the study provides useful knowledge for investors to improve the construction and management of their portfolio.

Keywords: investment portfolio management, diversification, liquidity, return on investment.